The Simpler Way to Get Paid
Accept credit cards, Apple Pay, Google Pay, and more with Zero Chargebacks — all powered by our streamlined and secure, one-click payment link generation.
Our Trusted Partners
and more
Global Reach, Unified Experience
Lunara Pay empowers businesses to accept payments anywhere with one streamlined platform. Our global network of trusted providers ensures fast, secure, and frictionless transactions—so your growth never stops at borders.
Your business needs in the spotlight
Get the optimal payment setup for your industry to ensure better payment experience for your customers and win over competitors.
Optimized Solutions for Your Business
Unified Payment Orchestration
Aggregate cards, bank transfers, and wallets into a single, intelligent routing layer. Expand globally without multiple integrations.
Instant, Borderless Settlements
Receive payouts in fiat or digital assets like USDC/USDT—configured to your preferences and markets.
Data-Driven Insights
Real-time analytics and routing rules help optimize approval rates, costs, and growth across regions.
Your All-in-One Orchestration & Settlement Platform
Lunara Pay is a payment orchestration and settlement platform that bridges traditional payments and digital assets, giving online merchants access to instant, borderless payouts through a single API.
Our software-only, non-custodial architecture connects multiple payment networks and settlement options—so you can launch faster, scale globally, and keep full control over where and how you get paid.
Explore the API
Software-only, non-custodial
Stablecoin & fiat settlements
Global coverage, local methods
Real-time analytics & routing
Frequently Asked Questions
Explore Our Common Queries and Solutions
What is Lunara Pay?
Lunara Pay is a modern payment processing platform built for digital entrepreneurs and high-risk businesses. We make it easy for you to accept global payments online — including credit/debit cards, Apple Pay, Google Pay, SEPA, and crypto-friendly options — with instant USDC payouts on the Polygon network.
What services do you provide?
We provide full-stack online payment solutions for all types of businesses — from e-commerce and subscriptions to high-risk industries. Our system lets you accept Visa, Mastercard, Amex, and other popular payment methods instantly, without the red tape or risk holds that traditional processors impose.
Do you require KYC or business verification?
No. Lunara Pay is 100% non-KYC for merchants. You can start accepting payments immediately without submitting any personal or company documents.
What payment methods are supported?
We support all major payment options, including:
• Credit/Debit Cards (Visa, Mastercard, Maestro, Amex)
• Apple Pay & Google Pay
• SEPA and Local Bank Transfers
• Instant Crypto Settlement in USDC (Polygon Network)
Do you work with high-risk businesses?
Yes — Lunara Pay was built for them. Whether you operate in adult entertainment, gaming, supplements, finance, or other restricted categories, our processors are optimized for high-risk merchant acceptance with near-instant approval.
How much are the processing fees?
Fees vary by provider and transaction size. Lunara Pay’s internal service fee is from 2.5% to 5.6%, with the rest depending on the connected payment processor. You can choose to absorb the fees or pass them on to your customers. All costs are shown clearly during checkout.
Is there a minimum transaction amount?
Yes. Depending on the provider, the minimum transaction ranges between $1 and $30.
Do you support global merchants?
Absolutely. Businesses from almost every country can use Lunara Pay. Customer payments are accepted globally, with only a few exceptions depending on regional banking restrictions.
Do you require KYC or business verification?
No. Lunara Pay is 100% non-KYC for merchants. You can start accepting payments immediately without submitting any personal or company documents.
How fast do I get paid?
All payouts are processed instantly in USDC (Polygon) directly to your provided wallet address after every successful transaction.
Can payouts ever be delayed or frozen?
No. Lunara Pay does not hold, manage, or delay funds. Once the payment is confirmed, it is automatically transferred to your wallet — full and final.
Do you hold a rolling reserve?
Never. Every transaction is paid out instantly in full. No reserves, no delays, no waiting period.
What if a customer disputes or charges back a payment?
Our licensed processors handle any chargeback disputes directly. Since payouts are crypto-based and irreversible, you retain your earnings. Customers cannot reverse completed transactions.
Can Lunara Pay ban or restrict my account?
Lunara Pay is open-access — there’s no signup, and your domains are instantly authorized to process payments. However, any misuse, fraudulent activity, or abuse of the system may lead to temporary access restriction based on provider policy. Review our prohibited activities list to stay compliant.
Do customers ever need to verify their identity?
Sometimes. Depending on the processor and transaction size, customers may be prompted to complete quick ID verification (usually a 1–2 minute mobile camera process). Smaller orders may skip verification entirely.
Can I use Lunara Pay across multiple websites?
Yes, Lunara Pay supports full custom domain integration. You can also onboard sub-merchants under your brand and earn from their transaction volumes.
Toll-Free: +1 (877) 8LU-NARA
Email: [email protected]
USA
↳18 South 2nd Street San Jose CA 95113
Israel
↳98 Yigal Alon Street Tel Aviv 6789141
Singapore
↳12 Marina Boulevard Singapore 018982
Solutions
↳Payment LInk Generation
↳Payment Gateway
↳Payment Gateway Plugins
↳Crypto Gateway Plugins