Terms of Use
Last Updated: October 21, 2025
Welcome to LunaraPay.com, operated by Lunara Pay Limited (“Lunara Pay,” “we,” “our,” or “us”).
These Terms of Use (“Terms”) govern your access to and use of our website, software, APIs, and any related services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you must not access or use our Services.
1. Acceptance of Terms
By accessing or using LunaraPay.com, you acknowledge that you have read, understood, and agree to comply with these Terms. You also agree to our Privacy Policy, which is incorporated herein by reference. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Services Provided
Lunara Pay Limited provides software and API solutions designed to facilitate secure and automated communication between users’ systems and licensed third-party payment or cryptocurrency service providers.
Lunara Pay Limited does not process payments, hold funds, or provide money transmission, banking, remittance, or financial services of any kind.
All payment processing, cryptocurrency wallet, and payout services are handled exclusively by licensed third-party providers. Any commissions, referral fees, or affiliate payments made to Lunara Pay Limited or its partners are processed solely through such licensed providers.
3. Legal Disclaimer
This website is not affiliated, sponsored, endorsed, or administered by, or associated with Visa, Mastercard, PayPal, or any other brands, institutions, or trademarks displayed on this website. All trademarks, trade names, or logos shown or mentioned are the property of their respective owners and are used solely for illustrative and informational purposes.
Lunara Pay Limited and its owners shall not be responsible for any misuse, unauthorized activity, or illegal use of any software, plugin, or API offered through this website. The use of this website, including any related software or services, is entirely at your own risk. Lunara Pay Limited and its owners shall not be liable for any claims, losses, damages, demands, expenses, or costs of any kind, whether direct or indirect, arising from the use or misuse of this website or any software, services, or integrations provided herein.
By continuing to use this website, you acknowledge and accept full legal responsibility for any and all actions resulting from your use of the website and agree to hold Lunara Pay Limited harmless from any liability, claim, or consequence.
All software, APIs, modules, and integration tools provided by Lunara Pay Limited are offered strictly on an “as is” basis to facilitate API communication between users’ systems and licensed third-party providers.
Lunara Pay Limited provides software and API solutions only and is not a bank, financial institution, payment processor, or money service business (MSB).
4. Use of Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:
Use the Services to engage in fraud, money laundering, terrorism financing, or other illegal activity;
Attempt to reverse-engineer, decompile, or tamper with the software or APIs;
Misrepresent your identity or affiliation;
Use the Services in a way that could impair, disrupt, or damage Lunara Pay’s systems or reputation.
Violation of this section may result in immediate suspension or termination of access, and may be reported to law enforcement authorities.
5. Intellectual Property Rights
All content, code, graphics, logos, designs, and software on LunaraPay.com are the intellectual property of Lunara Pay Limited or its licensors and are protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, modify, reproduce, distribute, or create derivative works without prior written consent from Lunara Pay Limited.
6. Third-Party Services
Our Services may integrate with or provide access to third-party payment gateways, cryptocurrency wallets, or APIs.
Lunara Pay Limited does not control, endorse, or assume responsibility for any third-party content, services, or policies. Use of third-party services is at your own risk and governed by the terms and conditions of the respective third-party providers.
7. Limitation of Liability
To the maximum extent permitted by law, Lunara Pay Limited, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use or inability to use the Services.
In no event shall Lunara Pay Limited’s total liability exceed the amount you paid (if any) for access to the Services during the six (6) months preceding the claim.
8. Indemnification
You agree to indemnify, defend, and hold harmless Lunara Pay Limited and its affiliates, officers, agents, and employees from and against any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising out of or related to your:
Use or misuse of the Services;
Violation of these Terms; or
Violation of any applicable laws or third-party rights.
9. Disclaimer of Warranties
The Services and all related materials are provided “as is” and “as available” without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or reliability.
Lunara Pay Limited does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.
10. Changes to Terms
Lunara Pay Limited reserves the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting on LunaraPay.com. Your continued use of the Services constitutes acceptance of the revised Terms.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to conflict of law principles. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Singapore.
12. Contact Information
For any questions, legal inquiries, or support requests, please contact:
Lunara Pay Limited
12 Marina Boulevard
Singapore 018982
Email: [email protected]
Website: https://LunaraPay.com